
Senior Living Guidance
I help families navigate the senior living search process by explaining the differences between independent living, assisted living (RCAC and CBRF), memory care, and skilled nursing facilities. I can help identify communities that may match a person's care needs, budget, and long-term goals, including which Wisconsin facilities accept Medicaid through programs such as Family Care and IRIS. My goal is to simplify a complex process, answer questions about levels of care and costs, and help families make informed decisions with confidence.
Wisconsin Senior Living Levels of Care
Every senior living community is different. Molly can help explain the various types of communities available, including:
01: Independent Living
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For seniors who can live on their own but want maintenance-free living, meals, and social activities.
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No personal care provided.
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Private pay only (not covered by Medicaid)
02: RCAC (Residential Care Apartment Complex)
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Assisted living for seniors who are mostly independent but need some help with medications, bathing, meals, or housekeeping.
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Apartment-style setting with private units.
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Some Certified RCACs accept Medicaid through Family Care or IRIS.
03: CBRF (Community-Based Residential Facility)
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Assisted living with a higher level of care and 24/7 staff supervision.
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For residents needing regular assistance with daily activities.
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Many CBRFs accept Medicaid through Family Care.
04: Skilled Nursing (Nursing Home)
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Highest level of long-term care.
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Provides 24/7 nursing services, rehabilitation, and medical care.
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For residents with significant medical or physical care needs.
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Medicaid commonly covers skilled nursing care for eligible residents.
Helping Clients Navigate Important Life Changes.
​Simple Care Continuum
Independent Living → RCAC (Assisted Living) → CBRF (Higher-Assistance Assisted Living / Memory Care) → Skilled Nursing (Nursing Home)
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Medicaid in Wisconsin (General Rule)
Commonly accepts Medicaid:
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Skilled Nursing Facilities
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Many CBRFs
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Some Certified RCACs
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Some Memory Care units
Usually does not accept Medicaid:
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Independent Living
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Registered (non-certified) RCACs

Serving Seniors & Families Throughout the North Shore
Molly is passionate about helping seniors and their families navigate important life transitions with compassion, patience, and expert local knowledge. Whether you're just beginning to explore options or ready to make a move, she's here to help every step of the way.
Explore Senior Living Communities on Milwaukee's North Shore
Whether you're exploring independent living, assisted living, memory care, or continuing care retirement communities, these trusted senior living facilities offer a variety of services and lifestyles throughout Milwaukee's North Shore area. Click below to learn more about each community.
How Molly Can Help
Community Education & Resources
Receive guidance on local North Shore senior living communities, their amenities, care levels, and lifestyle offerings.
Downsizing Support
Moving from a longtime home can be a significant transition. Molly can help create a downsizing plan that makes the process more manageable and less stressful.
Selling Your Current Home
From preparing the home for sale to coordinating timelines with a move into a senior living community, Molly can help ensure a smooth transition.
Family Guidance
When multiple family members are involved in the decision-making process, Molly can help facilitate conversations and provide objective information to support informed decisions.
Trusted Local Connections
Gain access to a network of trusted professionals, including senior move managers, estate sale companies, organizers, attorneys, financial advisors, and community representatives.
When Is the Right Time to Start Exploring?
Many families wait until a move becomes urgent, but planning ahead often provides more choices and less stress. Even if a move is months or years away, learning about available options can help you make confident decisions when the time comes.
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